Transaction Fees
Last Updated: September 30, 2025
Transaction Fee Schedule
| Plan | Price | Transaction Fee | Stablecoin Fee | USDC ⇄ USD Transfers |
|---|---|---|---|---|
| Basic | Free | 2.5% | 1% | 1% |
| Essential | $7/month | 2.5% | 1% | 1% |
| Plus | $435/year | 1.75% | 0.5% | 0.5% |
| Pro | $695/year | 1% | 0.5% | Free up to $100,000 per month |
Stablecoins such as USDC and USDT are charged a separate lower fee depending on your plan. All other cryptocurrencies, including Bitcoin, Ethereum, Solana, and others, are subject to the standard transaction fee.
On the Pro Plan, you receive free USDC ⇄ USD transfers up to $100,000 per month. All USDC ⇄ USD transfers are executed 1:1 with no spread. A 1% conversion fee applies to USD ⇄ EURO transactions.
Reduced fees may be available with increased transaction volumes. Please contact us for details.
Payment Methods
| Method | Processing Time |
|---|---|
| Crypto Transfer | Instant |
| Wire (USD) | 1 Business Day |
| International Wire (USD) — On Request | 2-5 Business Days |
| ACH | 1-3 Business Days |
| SEPA Credit (EUR) — On Request | 1-3 Business Days |
Crypto Transfers: Crypto deposits are generally instant after onchain confirmation, but times can vary depending on blockchain congestion.
Wire Transfers: Both domestic and international wires must be sent in USD. For international wires (SWIFT), additional verification and details may be required. Please contact us before sending an international wire.
ACH & SEPA: ACH is available for withdrawals. SEPA is available upon request. Processing times reflect typical bank clearance but may vary.
Note: All processing times are estimates. Actual times may vary depending on banking hours, network conditions, additional compliance checks, and holidays.
Transfer Fee Schedule
Fiat Deposit Fees
| Method | Fee |
|---|---|
| Wire (USD) | Free |
| International Wire (USD) — On Request | Free |
| ACH Transfer | Free |
Your bank may charge a fee to send or receive a wire or international wire transfer. To request ACH Push, SWIFT, or SEPA transfers, contact us here.
Fiat Withdrawal Fees
| Method | Fee |
|---|---|
| Wire (USD) | $25 |
| ACH Transfer | Free |
Your bank may charge a fee to receive wire transfers.
Crypto Deposit Fees
There are no fees to deposit crypto.
Crypto Withdrawal Fees
- Dynamic Gas/Network Fees: Most crypto withdrawals (including Bitcoin, Ethereum, Solana, and most ERC-20 tokens) require a network fee, which is dynamically calculated based on blockchain activity. These fees are paid directly to the network, not to Adesic, and are always displayed to you prior to confirming your withdrawal.
- Flat Withdrawal Fees: For selected blockchains or tokens, a fixed flat withdrawal fee may apply instead of (or in addition to) dynamic network fees. This applies, for example, to certain tokens and stablecoins on supported networks. Any flat fee will be shown at the time of your transaction.
- All users are responsible for network/gas fees on all crypto withdrawals. Adesic does not profit from these fees.
- For ERC-20 token withdrawals, you pay gas fees denominated in the crypto being withdrawn. Adesic covers the conversion of ERC-20 tokens to ETH as required.
Tip: Gas and blockchain network fees may change rapidly based on network congestion. Always review the displayed fee before submitting a withdrawal. Learn more about gas fees.
Notice of Changes
A change to our Transfer Fee Schedule that involves fiat transfer fees or crypto deposit fees will be posted for at least three calendar days before such change takes effect and no change will be in effect for less than 30 calendar days.
However, due to natural and frequent fluctuations in network and gas fees, any change to our Transfer Fee Schedule involving dynamic crypto withdrawal fees will not be posted for at least three calendar days before it takes effect and the change will not be in effect for at least 30 calendar days. You agree and understand that dynamic crypto withdrawal fees will instead be determined by the then-current network, gas, or similar fee corresponding to your selected crypto and will be displayed to you prior to the initiation of your withdrawal. As such, dynamic crypto withdrawal fees change often and are effective immediately. Please review the fee before initiating your crypto withdrawal.
Any transfer initiated after the effective date indicated in such notice will be subject to the new Transfer Fee Schedule and you will be deemed to have agreed to the new Transfer Fee Scheduled by continuing to use our services.